1306 1st Ave SW   Hickory, NC 28602 (828) 838-9712
​Tom's motto is that if you don't feel comfortable with your buying decision, we won't be either. We want you to be in control of your car payment; that is why we pledge to help you out every step of the way, offering guidance to help you make the right choice.

​Finance Loans

eQualityMotors has partnered with recognized finance companies to offer our customers the opportunity to finance their vehicle purchase.
These finance companies offer a wide range of financing options, covering most credit profiles and report to all 3 credit bureaus. This is an important point. You deserve to get credit for every payment you make to maintain or enhance your credit profile. Regardless of whether you purchase from us or not, ensuring that your payments are reported is key .  So whether you are looking for a payment that fits your budget or a chance to build or reestablish your credit, we’re sure we can find the right program for you!
“Our finance partner’s programs go hand-in-hand with the vehicles we sell!” Tom Cullen ​

​Finance Program Requirements

  • Typical minimum down payment is 10%
  • Must have a valid U.S. Driver’s License
  • Must have a social security number
  • Must be currently employed or self employed
    (unless you have a cosigner who works)
  • Must have a verifiable residence
  • Must have verifiable references
  • Must have a phone
  • Must provide proof of full coverage Insurance

​Loan Terms

  • 12months – 72months
  • APR’s 1.69% - 28.99%
  • Extended Warranties may be included in financing.
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